FAQ:

• Why is commercial insurance essential for restaurants and breweries?
  It protects your business from financial loss due to accidents, property damage, lawsuits, and unexpected closures.

• How can I determine the right coverage for my business?
  We assess your specific risks and customize a policy based on your location, size, and operations.

• What’s the biggest insurance mistake restaurant owners make?
  Underestimating their coverage needs — especially for business interruption and equipment breakdown.

• How often should I review my insurance policy?
  At least once a year or when your business expands or changes services.

• Does my policy cover delivery drivers or third-party services?
  You’ll likely need additional commercial auto insurance or coverage for third-party partnerships.

• What’s covered under product liability insurance?
  Claims related to foodborne illness, allergic reactions, or contamination.

• Can I get temporary insurance for seasonal operations?
  Yes, we offer flexible policies for pop-ups, food trucks, and seasonal venues.

• What steps can lower my insurance premiums?
  Implementing safety protocols, training staff, and maintaining equipment often result in discounts.